San Diego Home Insurance

At 20/20 Insurance Services, we are committed to helping you navigate through this crucial – and valuable – policy decision. In order to secure you the most appropriate coverage, it’s key that we take the time to fully understand your individual insurance needs—because let’s face it, every home and California homeowner is different.


As one of San Diego’s leading independent insurance agencies we have the ability to shop multiple carriers nationwide, in order to get you the best possible CA home insurance at the most competitive rates—no matter where you are located across the county – whether you’re looking for Escondido home insurance, Rancho Bernardo, Carlsbad or coverage anywhere across the state – we’re here to help you protect what matters most!


Typical coverage packages – for California home insurance can include protection for the following:


The physical structure of your home

Replacement cost

Personal possessions

Additional living expense (in the event of covered loss or a natural disaster)


Thinking about the need for added security? Need specialty coverage added, for unique exposures vulnerable within your typical CA homeowner’s insurance policy? Don’t hesitate to ask one of our expert insurance professionals about additional coverage options you can purchase to enhance your California home insurance plan! Further endorsements, that can add that extra degree of protection, include:


Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)

Flood Insurance policies

Earthquake insurance policies

Umbrella Insurance policies (additional liability)

Animal Liability (liability issues due to household pets)

At 20/20 Insurance Services, we know what may work for one San Diego homeowner, won’t necessarily work for you. Give us a call today, to learn more about our all-encompassing CA homeowners insurance policies. One of our insurance specialists would be happy to provide you with a thorough coverage evaluation as well as offer you a free California home insurance quote!