Welcome to 20/20 Insurance Services
Find the best rates for home and auto insurance with our company in Escondido, California. 20/20 Insurance Services is a full-service insurance agency that represents more than 30 different companies, guaranteeing you the best rate for your situation. We insure everything from boats, cars, and RVs to homes and small businesses. Experienced agents are standing by to help you find the right policy to meet your needs and your budget, so contact us now to request your free, no-obligation insurance quote.
How can we help you today?
Let the 20/20 Insurance Services team help you find the right coverage for your insurance needs.
Free, No-Obligation Rate Quotes
Most consumers are not aware of how quick and easy free online car insurance quotes can be. Our Auto and Home insurance quotes will let you review and compare the coverages offered, so you can compare the costs from different insurance providers for the coverage amounts you want and need. Let us help you get the right protection for the right price. All information you submit is private and confidential.
Get Your FREE Quote in Just Seconds!
Use this FREE self-help tool to quickly shop for the best insurance rates available, right online.
Home Insurance
Protect your assets with a comprehensive homeowners policy. We offer great rates for standard coverage, as well as supplemental coverage, such as earthquake insurance.
Auto Insurance
All kinds of automotive policies are available to find the best rate for your situation. Whether you need an individual or family policy, we have you covered.
Business Insurance
Guard your business's assets with business insurance, including property insurance, workers comp, general liability, business owners policy, garage keepers, commercial auto, and fleet insurance. We also offer excellent liability coverage.
Multi-Policy Discounts
20/20 Insurance Services offers you discounted packages when you purchase multiple insurance policies through us. You can currently save 25% when you purchase a home and auto insurance policy.
Specialty Lines Insurance
Protect your toys. Specialized coverage and knowledgeable agents to help ensure your assets, such as RV, boat, UTV, classic cars, motorcycles, and more.
Flood Insurance
On March 21, 2014, President Obama signed the Homeowner Flood Insurance Affordability Act of 2014 into law. Call 20/20 Insurance Services for a flood insurance quote, offered by an agency with thorough knowledge of the changing market. We are able to offer the most competitve pricing available through the FEMA market.
25+
Years Experience
$4B
Coverage Provided
100%
customer satisfaction rate
The 20/20 Insurance Services Team
Protect Your Investments with Our Comprehensive Home, Auto, and Business Insurance Policies 20/20 Insurance Services is a multiple-line, award-winning agency committed to your satisfaction. We believe that all of our customers have the right to the following: Policies that meet or exceed your expectations, are affordable, and understandable. Knowledgeable, friendly staff that can empathize with our consumers’ needs and circumstances, especially in handling a loss.
Our clients are the foundation of our success
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I can't say enough about how wonderful it was to have Andrew McCredie at 20/20 Insurance Services help me procure insurance for my home! He made a challenging time for... read more
Terri Winkle
September 30, 2025I have been a customer for many years now, on personal and business insurance needs. Andrew is amazing; he is very responsive, spends a lot of time on your insurance... read more
Javid Jaffari
March 19, 2025Great help with all issues if they do occur
porfy venegas
May 19, 2024A friend referred me to Andrew at 20/20, and I’m sure glad she did! Andrew is responsive, thorough, and understanding, really gets what his clients need. We have better coverage... read more
Tim Vosecky
November 14, 2020 -
If you are shopping around for best insurance deal for your home or your business, I hope you call them and ask for ANDREW.. He is the BEST, and this... read more
Salvo Amoroso
September 16, 2020I have been doing business with 20/20 for ten years and they have always taken great care of me and my needs. I believe they go the extra mile to... read more
Daniel Simonek
May 29, 2020Andrew was an amazing help! As a first time homeowner, shopping for home insurance can be very overwhelming, but Andrew gave me a crash course and was very quick to... read more
Kaitlin Mazzocco
May 14, 2020Andrew McCredie is our trusted go to referral partner for insurance needs to all of our clients as well as our personal policies. As a Mortgage Loan officer- we work... read more
Morgan Trinci
October 23, 2019 -
Andrew at 20/20 manages my general liability, worker's comp., commercial auto, professional liability, and umbrella policy for my welding business and does an excellent job. He knows my business, looks... read more
Erik Irvine
May 30, 2019Best agent I ever had is Tane, very knowledgable. Truly a helpful company in our community recommend everyone I know and meet to give them a chance to get you... read more
Dylan Wilbur
May 11, 2019The BEST customer service and the BEST rates in So Cal! Contact Andrew and his team today!
Ian Lenahan
May 10, 2019
